FAQs

If you’re not satisfied by the FAQ page and still have more questions, don’t hesitate to contact us.

Can I get a loan with a poor credit score?

Definitely, Ndparish Loans main aim is to get finances to those who are finding it hard to get. Every application is treated uniquely so we’ll take your specific case into consideration. We will provide you with the most affordable and suitable loan for your unique case.

Can I get a loan if I’m self-employed?

Yes you can. Your employment status doesn’t really affect your chances of getting the loan. All we need is to verify your identity and that you can make the payments once you get the loan.

How much can I borrow?

You can borrow anything from £250 to £50,000. However, the amount you are eligible for depends on the value of your vehicle and how much you can pay every week or month. The more valuable your vehicle is, the more you can get out of it.

Do you lend against other vehicles such as motorcycles and vans?

Certainly, we lend against all vehicles provided you have the proper documentation to prove that you are the legal owner of the van or motorcycle. The vehicle also has to be roadworthy, MOT’d insured and taxed.

Do you lend to tenants or non-homeowners?

Your home status doesn’t really affect your loan acquisition process. Unlike traditional baking institutions, we really don’t conduct a credit check or affirm that you own a home. All we need is your details and your vehicle’s. So you can take a loan with us whether you are a tenant or homeowner.

Can I settle my loan early?

Yes you can. You are entitled to settle your loan at any time before the deadline. In fact, if you stumble upon a huge source of income, you could clear the whole loan amount in one instalment and this will be a lot cheaper for you as compared to holding out through the loan duration. Simply give us a call to get the settling figure.

Do you take old cars?

As a rule of thumb, your vehicle shouldn’t be more than 10 years of age. Older cars attract a lesser loan amount so you’ll get a much lesser amount with such cars. However, age is just a number, there are very old cars that are in exceptional condition and such vehicles can have a much larger amount borrowed against them.

What happens if I can’t make the loan payments?

Please consult us immediately. Everyone goes through some tough financial situations so you’ll be better off informing us of any problems you may be experiencing. Ignoring the situation and staying silent puts you in risk of losing your car and that’s something we both don’t want. Repossession of your vehicle is our last resort. Our team will help you and try to find a solution before things get out of hand.